Encik Muhammad Ashraf Bin Anuar

journal article
  • Siti Nur Amira bt Othman, Ku Nur Ilyani bt Ku Abd. Aziz, Nabihah bt Aminaddin, Muhammad Ashraf b Anuar, "THE IMPACT OF TECHNOLOGY ADVANCEMENTS ON IMPULSE BUYING BEHAVIOR IN ONLINE SHOPPING ON CREDIT AMONG MALAYSIANS", International Journal of Accounting, Finance and Business, International Journal of Accounting, Finance and Business, pp 129-149, March 2025 (ISSN: 0128-1844).
  • William Choo Keng Soon, Chan Pui Yee, Dinesh Kumar Saundra Rajan, Muhammad Ashraf Anuar, "The effect of global pandemic Covid-19 and economic indicators on FTSE Bursa Malaysia KLCI stock returns volatility", Journal of International Studies-JIS, UUM PRESS, Volume 21, pp 134-147, July 2025 (ISSN: 2289-666X).
  • William Choo Keng Soon, Mohd Yahya Mohd Hussin, Chan Pui Yee, Dinesh Kumar Saundra Rajan, Muhammad Ashraf Anuar, "THE CO-INTEGRATION AND CAUSALITY EFFECT BETWEEN GLOBAL COVID-19 PANDEMIC AND THE STOCK MARKET RETURN IN MALAYSIA: AN EXPLORATORY SEQUENTIAL MIXED METHODS APPROACH", Journal of International Studies-JIS, UUM PRESS, Volume 20, pp 263-293, April 2024 (ISSN: 1823-691X).
  • MUHAMMAD ASHRAF ANUAR, NORLIA MAT NORWANI, RUSLIZA YAHAYA, "The Crucial of Financial Literacy Towards Financial Wellbeing of Persons with Disabilities in Malaysia", International Journal of Research and Innovation in Social Science (IJRISS), ICAME2024, pp 217-224, December 2024 (ISSN: 2454-618).
  • Nurul Afidah Mohamad Yusof, Zuriawati Zakaria, Chia Mei Si, "Women in the Malaysian Boardroom: The Case of Quota vs. Quality", Issues and Perspectives in Business and Social Sciences, MMU Multimedia University, pp 31-45, July 2022 (ISSN: 2785-9266).
  • HAYATI YUSOF, MAI FARHANA MIOR BADRUL MUNIR, ZULNURHAINI ZOLKAPLY, MUHAMMAD ASHRAF BIN ANUAR, "CO-CREATING INFORMATION OR SERVICE VALUE CREATION", ACADEMIA LETTERS, ACADEMIA.EDU, pp 1-8, December 2021 (ISSN: -).
  • Neeta Jayabalan, Zafir Khan Mohamed Makhbul, Nor Azim Bin Hj Ahmad Radzi, Muhammad Ashraf Bin Anuar, "E-recruitment Technology Adoption among Generation Z Job-Seekers", International Journal of Engineering and Advanced Technology (IJEAT), Blue Eyes Intelligence Engineering & Sciences Publication, Volume 9, pp 1880-1889, December 2019 (ISSN: 2249-8958).
  • Ahmad Harith Ashrofie Hanafi, Wan Rozima mior Ahmed Shahimi, Muhammad Ashraf Anuar, Kuah Yoke Chin, Shum Shen Hwei, "Determinants of Borrower's Intention to Repay TheEducational Loan (PTPTN): PLS-SEM Method", International journal of Accounting, Finance and Business, Global Academic Excellence, Volume 4, Issue 7, pp 27-38, April 2018 (ISSN: 0128-1844).

conference proceedings
  • Siti Nur Amira bt Othman, Ku Nur Ilyani bt Ku Abd. Aziz, Nabihah bt Aminaddin, Muhammad Ashraf b Anuar, THE IMPACT OF TECHNOLOGY ON IMPULSE BUYING AND CREDIT USAGE IN MALAYSIA, Proceeding: 2 nd Seminar Kebangsaan Pembangunan Pendidikan dan Teknikal 2025 (SKPPT 2025), March 2025 (ISSN: -).
  • Nabihah Binti Aminaddin, Ku Nur Ilyani Binti Ku Abd Aziz, Siti Nur Amira Binti Othman, Muhammad Ashraf Bin Anuar, EXPLORING THE FACTORS INFLUENCING PARTICIPATION IN CASH WAQF FOR EDUCATIONAL FINANCING: A CONCEPTUAL STUDY OF BEHAVIORAL INTENTIONS, Proceeding: 2 nd Seminar Kebangsaan Pembangunan Pendidikan dan Teknikal 2025 (SKPPT 2025), March 2025 (ISSN: -).
  • AHMAD NAZRI BIN WAHIDUDDIN, SITI NUR AMIRA OTHMAN, KONG YIN MEI, NABIHAH BINTI AMINADDIN, Theory of Planned Behaviour: Influence of the Constructs on Behavioural Intention in Digital Banking, Atlatis Press, April 2023 (ISSN: 2352-542).
  • Hayati Yusof, Mai Farhana, Mior Badrul Munir, Zulnurhaini, Zolkaply, Exploring Cryptocurrency Readiness among University Students, ATLATIS PRESS, April 2023 (ISSN: 2352-5428).
  • Hayati Yusof, Mai Farhana, Mior Badrul Munir, Zulnurhaini, Zolkaply, ARE THE YOUNG INVESTORS READY FOR CRYPTOCURRENCY INVESTMENTS IN MALAYSIA?, The Eurasia Proceedings of Science, Technology, Engineering & Mathematics, June 2023 (ISSN: 2602-3199).
  • William Choo Keng Soon, Mohd Yahya Mohd Hussin, Chan Pui Yee, Dinesh Kumar Saundra Rajan, Muhammad Ashraf Anuar, THE CO-INTEGRATION AND CAUSALITY EFFECT BETWEEN GLOBAL PANDEMIC COVID-19 AND MALAYSIA STOCK MARKET RETURN: AN EXPLORATORY SEQUENTIAL MIXED METHODS APPROACH, Atlantis Press, October 2023 (ISSN: 2352-5428).
  • : Ku Nur Ilyani binti Ku Abd Aziz, Maziah binti Husin, Nabihah binti Aminaddin, Nurfadhilah binti Abu Hasan, B40 Income Group Reaction Towards Spending, Savings & Investment, and Debt Management for A Better Future Financial Well-Being, BAFE2021, October 2021 (ISSN: 2805-5721).
  • Mai Farhana Mior Badrul Munir, Hayati Yusof, Zulnurhaini Zolkaply, ONLINE LEARNING ACCEPTANCE AMONG SCHOOLTEACHERS: WHAT HAS ACTUALLY HAPPENED?, BAFE2021, October 2021 (ISSN: 2805-5721).
  • Nik Nuraisyah Binti Nik Azmi, Zainon Binti Md Yunus, Nur Hazrini Binti Mohd Zahari, Muhammad Ashraf Bin Anuar, Factors Influencing User Acceptance Towards Touch N Go E Wallet System In Malaysia, BAFE, October 2020 (ISSN: -).
  • Nurul Afidah Mohamad Yusof, Zuriawati Zakaria, Chia Mei Si, Muhammad Ashraf Bin Anuar, Women Directorship Quality Index: An Exploratory Measure, BAFE, October 2020 (ISSN: -).
  • Nik Nuraisyah Nik Azmi, Nur Hazrini Mohd Zahari, Wan Nur Izni Wan Ahmad Kamar, Muhammad Ashraf Bin Anuar, Maisarah Syazwani Othman, Determinants of Public Intention to Participate in Donation-Based Crowdfunding Platform, BAFE2018, UTAR KAMPAR, 4-5 October 2018 (ISBN: 978-967-2244-00-4).
  • Siau Shis May, Jason Low Zhi Xiang, Khor Jing Fen, Chan Yee Yong, Muhammad Ashraf Bin Anuar, The awareness on Islamic banking products and services among non-Muslims generation Y in Kampar, Perak, BAFE2018, UTAR KAMPAR, 4-5 October 2018 (ISBN: 978-967-2244-00-4).
  • Ahmad Nazri Bin Wahidudin, Nurfadhilah Binti Abu Hassan, Muhammad Ashraf Bin Anuar, Noor Azizah Binti Shaari, Mahmond Saidek Bin Sulaiman, IS ZAKAT EFFECTIVE TO ALLEVIATE POVERTY IN MALAYSIA? : PERCEPTION AMONG MUSLIM SOCIETY, BAFE2018, UTAR KAMPAR, 4-5 October 2018 (ISBN: 978-967-2244-00-4).
  • Nur Hazrini Mohd Zahari, Nur Diayana Islamail, Muhammad Ashraf Bin Anuar, Nur Amalina Borhan, Mai Farhana Mior Badrul Munir, Determinants of EPF Contributors Intention to Convert to Simpanan Shariah Using the Theory of Planned Behavior, BAFE 2017, UTAR KAMPAR, 4-4 October 2017 (ISSN: 978-967-1).
  • NIK NURAISYAH NIK AZMI, NUR HAZRINI MOHD ZAHARI, Muhammad Ashraf Bin Anuar, SELECTION FACTORS OF THE ACCEPTANCE OF MUSYARAKAH MUTANAQISAH HOME FINANCING IN SHAH ALAM SELANGOR, BAFE 2017, UTAR KAMPAR, 4-4 October 2017 (ISSN: 978-967-1).
  • HARTINI BINTI AB. AZIZ, MUHAMMAD ASHRAF BIN ANUAR, NABIHAH BINTI AMINADDIN, NURFHADILLAH BINTI ABU HASAN, ZAINON BINTI MD YUNUS, ENTERPRISE RISK MANAGEMENT AND FIRM PERFORMANCE: A CONCEPTUAL STUDY WITH MALAYSIA LISTED COMPANIES, BAFE 2017, UTAR KAMPAR, 4-4 October 2017 (ISSN: 978-967-1).
  • Kuah Yoke Chin, Ahmad Harith Ashrofie Hanafi, Nurul Ikma Haris, Shum Shen Hwei, Wan Rozima Mior Ahmed Shahimi, AWARENESS TOWARDS ISLAMIC BANKING PRODUCTS AND SERVICES IN MALAYSIA (MAJOR IN PRIVATE UNIVERSITY), Malaysian Finance Association Conference (MFAC) 2017, UTAR KAMPAR, 16-18 May 2017 (ISSN: NA).
  • MUHAMMAD ASHRAF BIN ANUAR, CONTRIBUTION OF AGRICULTURE SECTOR TOWARDS ECONOMIC GROWTH, Malaysian Finance Association Conference (MFAC) 2017, UTAR KAMPAR, 16-18 May 2017 (ISSN: NA).
  • Ahmad Harith Ashrofie Bin Hanafi, Wan Rozima Mior Ahmed Shahimi, Muhammad Ashraf Bin Anuar, Kuah Yoke Chin, Shum Shen Hwei, Determinants of Borrowers Intention to Repay The Educational Loan (PTPTN): PLS-SEM Method, International Journal of Accounting, Finance and Business, Hotel Perdana Kota Bharu Kelantan, 21 November 2017 (ISBN: 978-967-14841-3-5).